Map of Kiva lending locations

Where Kiva works

Kiva serves borrowers in more than 70 countries on 5 continents. We’re headquartered in San Francisco, with offices in Nairobi and Bogota and staff stationed around the world. We also have incredible volunteer fellows working in local communities across the globe throughout the year.

In addition to all these dedicated Kivans, we would not be able to reach so many communities and scale our impact without the extensive network of Lending Partners and Trustees who help connect us with borrowers.

Lending Partners do incredible work– they screen borrowers, post loan requests to Kiva for funding, disburse loans on the ground and collect repayments. Most Lending Partners are microfinance institutions, but they can also be schools, NGOs or social enterprises. They all share one thing in common: the desire to improve people’s lives through safe, fair access to credit. Learn how to become a Lending Partner.

Trustees endorse loans, vouching for borrowers who want to apply for direct loans on Kiva, which are loans that aren’t administered by Lending Partners. Learn how to become a Trustee.

Check out a full list of Trustees, or learn more about our Lending Partners below.


Find a Lending Partner

287 Partners
  Show Closed Partners:
Lending Partner Name and Country Lending Partner Social Performance Strengths Partner Risk Rating: Delinquency Rate Default Rate
11.90% 0.07%
Inactive
0.43% 0.06%
0.33% 0.08%
Humo

Humo

207 months on Kiva
Tajikistan
0.41% 0.26%
1.85% 4.41%
1.47% 0.21%
14.69% 4.59%
Inactive
0.00% 7.47%
Inactive
0.00% 0.52%
0.21% 1.23%
Kaebauk

Kaebauk

148 months on Kiva
Timor-Leste
Inactive
1.68% 0.25%
0.01% 0.84%
4.91% 1.24%
3.81% 0.38%
23.06% 0.86%
Credo

Credo

164 months on Kiva
Georgia
0.37% 0.22%
MiCredito

MiCredito

166 months on Kiva
Nicaragua
Costa Rica
4.87% 0.51%
2.95% 1.45%
9.00% 0.95%
2.29% 0.25%
5.61% 0.58%
Inactive
13.54% 0.24%
d.light design

d.light design

53 months on Kiva
Namibia
Papua New Guinea
Zimbabwe
Zambia
South Africa
Nigeria
Niger
Mozambique
Mali
Madagascar
Liberia
Benin
Kenya
7.14% 0.39%
55.09% 9.59%
1.69% 0.00%
0.00% 5.38%
67.27% 0.43%
51.66% 1.09%
10.69% 0.23%
Inactive
0.00% 0.13%
FUNDAPEC

FUNDAPEC

135 months on Kiva
Dominican Republic
22.30% 19.02%
6.90% 0.01%
0.00% 0.00%
0.73% 1.75%
4.07% 0.48%
9.17% 0.13%
1.21% 0.07%
Hekima

Hekima

174 months on Kiva
Congo (DRC)
16.07% 0.16%
3.64% 0.74%
2.67% 0.05%
Inactive
0.00% 3.46%
31.24% 0.18%
7.99% 0.68%
52.28% 0.22%
0.68% 0.39%
53.07% 0.32%
6.11% 0.00%
40.38% 0.26%
Jibu

Jibu

92 months on Kiva
Uganda
Zambia
Rwanda
Ghana
Congo (DRC)
Burundi
Kenya
3.37% 0.24%
7.92% 0.53%
9.40% 0.05%
Inkomoko

Inkomoko

134 months on Kiva
Rwanda
Kenya
36.32% 1.47%
7.41% 0.87%
5.82% 1.75%
Inactive
78.18% 1.14%
10.81% 7.77%
5.37% 0.47%
CIDRE

CIDRE

182 months on Kiva
Bolivia
100.00% 1.16%
6.56% 2.12%
Inactive
0.00% 0.36%
EDESA

EDESA

187 months on Kiva
Costa Rica
Panama
0.00% 1.83%
0.40% 0.00%
6.99% 0.93%
0.00% 0.00%
0.96% 0.00%
2.35% 0.00%
3.74% 0.03%
0.73% 0.30%
4.21% 1.73%
4.34% 0.74%
8.08% 0.04%
0.00% 0.00%
Inactive
76.42% 11.71%
0.85% 0.03%
0.03% 0.00%
1.07% 0.00%
0.14% 0.00%
99.97% 0.00%
24.28% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 17.68%
2.53% 0.25%
0.23% 0.00%
31.34% 0.00%
Paused
68.08% 1.09%
2.88% 0.00%
Inactive
0.00% 0.00%
0.55% 0.77%
10.70% 0.27%
33.23% 2.13%
Kepler

Kepler

110 months on Kiva
Rwanda
0.00% 0.00%
Milaap

Milaap

117 months on Kiva
India
N/A N/A
0.00% 0.00%
0.71% 0.00%
ADICLA

ADICLA

145 months on Kiva
Guatemala
4.52% 1.39%
1.21% 1.21%
Novica

Novica

147 months on Kiva
Nicaragua
Kazakhstan
Uzbekistan
United States
Thailand
Tajikistan
Peru
Kyrgyzstan
Indonesia
Guatemala
Ghana
El Salvador
Costa Rica
Brazil
Mexico
India
7.24% 0.00%
100.00% 0.26%
0.00% 1.68%
IMPRO

IMPRO

210 months on Kiva
Bolivia
93.80% 0.24%
0.00% 0.00%
0.69% 0.00%
35.07% 0.00%
12.28% 0.00%
0.00% 0.00%
25.26% 0.22%
0.10% 0.00%
0.63% 0.00%
Inactive
47.27% 0.29%
9.67% 0.99%
95.01% 0.00%
Impact Hub

Impact Hub

87 months on Kiva
South Africa
Mexico
Brazil
El Salvador
Ghana
0.00% 0.00%
0.00% 0.00%
Paused
100.00% 0.00%
4.03% 0.09%
2.11% 0.05%
Nexus For Development

Nexus For Development

119 months on Kiva
Lao PDR
Cambodia
India
Indonesia
Malawi
Myanmar (Burma)
Philippines
47.53% 0.00%
NESsT

NESsT

113 months on Kiva
Brazil
Chile
Colombia
Peru
0.00% 11.44%
3.50% 0.39%
Paused
100.00% 0.58%
9.14% 1.39%
0.92% 0.12%
1.21% 0.02%
Inactive
3.28% 0.00%
Wedu

Wedu

120 months on Kiva
Cambodia
Indonesia
Nepal
Philippines
Thailand
Vietnam
0.00% 0.00%
Vahatra

Vahatra

115 months on Kiva
Madagascar
9.87% 0.10%
0.00% 4.94%
Inactive
0.00% 0.00%
Paused
100.00% 5.92%
Inactive
0.00% 8.56%
Inactive
89.58% 0.00%
0.00% 7.64%
5.38% 5.99%
91.60% 3.48%
30.51% 0.10%
8.20% 1.44%
60.38% 0.00%
9.23% 0.99%
68.81% 0.62%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
12.50% 0.00%
6.92% 71.33%
100.00% 0.00%
0.00% 0.00%
N/A N/A
11.84% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
16.67% 0.00%
2.12% 5.61%
20.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
20.03% 0.00%
0.00% 0.00%
Fansoto

Fansoto

46 months on Kiva
Senegal
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
80.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
74.67% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
9.09% 4.21%
0.00% 0.00%
YIKRI

YIKRI

72 months on Kiva
Burkina Faso
12.91% 0.26%
81.81% 0.00%
0.00% 0.00%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
0.00% 0.00%
100.00% 11.23%
Uncharted

Uncharted

98 months on Kiva
United States
Uganda
Kenya
Tanzania
Cambodia
Mexico
Canada
Colombia
Inactive
0.00% 5.00%
0.00% 0.00%
1.86% 0.86%
Inactive
0.00% 7.58%
17.19% 0.24%
Paused
90.07% 4.91%
Inactive
100.00% 34.12%
Inactive
100.00% 60.14%
Inactive
0.00% 7.92%
0.00% 0.00%
0.28% 4.42%
Inactive
0.00% 8.86%
1.85% 2.30%
2.85% 5.27%
Paused
100.00% 0.40%
Paused
100.00% 0.72%
FAPE

FAPE

201 months on Kiva
Guatemala
5.14% 1.26%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
Aflore

Aflore

29 months on Kiva
Colombia
82.94% 0.00%
64.76% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 14.45%
0.00% 0.00%
77.73% 9.81%
Inactive
100.00% 0.75%
Inactive
0.00% 20.41%
Inactive
0.00% 5.98%
PAC

PAC

135 months on Kiva
Nicaragua
United States
1.73% 2.15%
Inactive
100.00% 44.99%
Inactive
84.50% 4.29%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 6.47%
Inactive
0.00% 79.48%